Sperandum Est.

More Reasons Bank of America sucks

stfuconservatives:

anticapitalist:

1) Cruel and unusual foreclosure practices.: Bank of America’s foreclosure practices are something out of a science fiction novel. There’s the case of the woman and her disabled daughter who were foreclosed on, even after they’d received a loan modification; there are the homeowners that BofA offered loan modifications to if they erased mean things they said about the bank on Twitter; there’s the man who almost lost his home over an 80 cent typo, the elderly couple who were wrongly foreclosed on for paying their mortgage too early, and the man who had the destroyed remnants of his hurricane ravaged houseforeclosed on.

2) Bank of America places Bank of America over its customers: Serious accusations leveled against Bank of America include the claim that Bank of America intentionally blocked its customers from seeking mortgage help (“The bank and its agents routinely pretended to have lost homeowners’ documents, failed to credit payments during trial modifications and intentionally misled homeowners about their eligibility for the program, the complaint alleged”), and that they allow homes to fall apart in areas that are heavily populated by people of color.

3) A ton of fees, for very little reason: Bank of America customers can expect to pay fees for just about anything. Recipients of unemployment insurance can gethit with fees simply for withdrawing their money. Similarly, taxpayers can find themselves paying a fee on withdrawing their tax returns in some states where the returns can be loaded onto pre-paid debit cards.

4) Bank of America is guilty of robo-signing: As recently as last year, Bank of America was still using robo-signing, the practice of approving foreclosures without verifying basic loan information. Instructions came from management to continue robo-signing, despite objections from lower-level staff.

5) While their customers suffer, the CEO at Bank of America is raking it in:
Less than a month ago, we reported that CEO Brian Moynihan got a $7.5 million pay package. Meanwhile, the company’s shareholders saw the stock lose more than half of its value. In fact, Moynihan’s pay quadrupled in 2011.

I had to close my Bank of America accounts TWICE before it worked. They are terrible and if there’s any way you can bank with someone else, go for it.

-Jess

STFU, Conservatives: Cop Kicks Pregnant Woman In Stomach, Dept. Says He Was Within Policy

stfuconservatives:

TW for police brutality — it makes me sick how often I have to write that.

ladyatheist:

abaldwin360:

Just when you thought the police ran out of ways to disgust you.

Dekalb County police officer Jerad Wheeler was called to a home to settle a domestic dispute involving a pregnant…

Check out this little gem of a last paragraph:

“This isn’t the first time Wheeler has acted questionably. In 2011, he was accused of manhandling a 53-year old woman, twisting her arm behind her back and shoving her face down into a patrol car. She says she was only trying to check on her grandchildren who had just got in a car wreck with their mother. This past January, Wheeler was accused of showing up to the wrong address when called, and then shooting that family’s dog.”